Zephyr Blog

Lending Changes Will Affect Local Real Estate Purchases

By Whitney Davis

Friday, March 11, 2011 - 4:39pm

You have undoubtedly heard all the talk of “restructuring” the mortgage market (AKA “winding down Fannie Mae and Freddie Mac).    Fannie Mae and Freddie Mac are the two government institutions that back the majority of home loans.

It has been estimated that these institutions have cost the US taxpayers approximately $160 billion in bailout funds in the recent downturn.

A Toilet in the Shower Stall

By Diane Hourany

Thursday, March 10, 2011 - 2:34pm

On my weekly broker's tour I encountered another wonder of the latest design in showers: the shower/toilet combination.

Make Sure Your Home Looks Good Online

By Eileen Bermingham

Thursday, March 10, 2011 - 6:00am

Of all the decisions sellers need to make when they are getting ready to put their home on the market, property presentation is one of the most important. Yes, this is Real Estate 101, but based on the showing condition and photos of some homes I’ve recently seen, I believe it’s time for a refresher on this topic.

Take the photo above, for example. It’s one in a series of dismal and somewhat threatening photos of a property currently on the market. That’s the yard, which

To Stage or Not to Stage...

By Nancy Meyer

Wednesday, March 9, 2011 - 1:15pm

Frequently, when my colleagues and I recommend staging a property when putting it on the market, we are asked if doing so will actually enhance its value. Is it really a good spend?

Zephyr Real Estate Agents Join Forces To Sell San Francisco

By Melody Foster

Wednesday, March 9, 2011 - 9:00am

San Francisco, CA - March 4, 2011 - A dynamic triumvirate with over 50 years of collective expertise, Stefano DeZerega, Karin Phillips and Don Woolhouse have joined together to form the Selling SF Team. Phillips and Woolhouse, a father/daughter team, have partnered with DeZerega, to launch one of San Francisco's most high-powered real estate partnerships, offering unmatched services to buyers and sellers alike.

Celebrate St. Patty's Day on Potrero Hill

By Susan Olk

Tuesday, March 8, 2011 - 2:47pm

Saint Patrick's Day is Farley's 22nd Birthday! For those of you who don't know what Farley's is, it is the coffee house and gathering place for the community at 1315 18th Street between Missouri and Texas Streets -- kind of a "Potrero Hill Institution." Events and activities will be all day long, starting with a bagpipe ceremony at 9 a.m., live Irish music until 1 p.m., special dance concert begins at 8 p.m. with the Soul Delights.  Free and there will prizes and gifts. 

The 8 Most Common TIC Disputes

By Eileen Bermingham

Tuesday, March 8, 2011 - 6:00am

The waiting time for condo conversion has lengthened from three or five years to more than 20 years over the past two decades. That’s a lot of waiting time for TIC owners who have gotten involved in shared ownership and its risks, thinking the arrangement would only be temporary. And unfortunately, some such owners have experienced their share of unexpected disputes among TIC partners. 

I thought it would be a good time to round up the most

What Would the End of Freddie and Fannie Mean to You?

By Kevin Koerner

Monday, March 7, 2011 - 11:01am

Not to jinx anything, but the economy looks like it might actually be improving a little. Stimulus measures enacted by Congress last year, including a 2% payroll tax reduction, allowing businesses to write off 100% of their investments this year, and extending the previous administration’s tax cuts, are starting to take hold. Unemployment is slowing dropping and GDP is increasing 0.6% growth since last year. The Federal Reserve has certainly been busy keeping rates low by buying up to $75 billion of Treasure notes each month. Unfortunately, we may soon see some changes to the mortgage market resulting in higher rates for everybody.

San Francisco Market Better Than Most

By Kevin Koerner

Sunday, March 6, 2011 - 9:56am

According Freddie Mac, the average price for a 30-year loan dropped from 4.95% to 4.87% and 15-year loans dipped .07 to 4.15%. Unfortunately, this rate improvement did little to improve the struggling housing market.

Help Potrero Hill Build a New School

By Susan Olk

Saturday, March 5, 2011 - 2:56pm

There is an event at Farley's. It's a fun, family friendly art reception with light music organized by Friends of Potrero Hill Preschool.  New photographs by Kelli Yon are on display in conjunction with historic images relating to the neighborhood and the I.M. Scott School on Tennessee Street.  Exhibit and window boxes support the campaign to Raise a Roof on this site.